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Happy customer receiving car finance compensation

Check to see if you could be owed compensa­tion in under 2 minutes

The average UK driver could be owed £700 per car agreement*

Quick & easy process

✓ Takes less than 2 minutes • ✓ 65 Million recovered for clients in PPI

You can claim for free without using a Claims Management Company by contacting your lender first, if not resolved you can complain to the Financial Ombudsman Service or you can wait for the Financial Conduct Authority Redress Scheme that will be launched early 2026.

How It Works

We've made claiming PCP compensation simple and stress-free

1

Check Eligibility

Answer a few simple questions about your car finance agreement. It takes less than 2 minutes.

2

We Investigate

Our expert team reviews your case and handles all the paperwork with lenders on your behalf.

3

Get Compensated

If successful, you receive your compensation.

Why Choose Us?

Trusted by thousands for efficient, stress-free claims management

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We find your agreements

Our system is linked with multi bureau credit reference checker giving us the best chance of identifying all of your car finance agreements. Even from previous addresses and previous names.

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£65m recovered for clients in PPI

Thousands trust our efficient, hands-off service for finance claims.

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Manchester-based, experienced team

Our specialists manage your claim from start to finish.

Quick, easy claim process

Submit your details in minutes—no paperwork needed.

Clear updates at every step

Receive regular progress reports and transparent communication.

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Personal support for every client

Our team is here to answer questions and guide you

Frequently Asked Questions

Everything you need to know about making a claim

If you financed a vehicle in the UK between April 2007 – November 2024 and suspect mis sold motor finance, you may qualify. This includes hire purchase and PCP agreements.
Usually nothing. We find your agreements and raise the complaints on your behalf. If the lender requests any accompanying information we will let you know.
Following the FCA's announcement in October 2025 we know they are working on a redress scheme which they hope to have formally implemented early 2026.

No. Our service is no win, no fee*. If your claim isn't successful, you pay nothing. If you are successful in your claim our fees are clear and transparent (outlined below) and inline with FCA fee structure guidelines.

Compensation AwardedOur FeeFee Including VATTotal FeeYou Receive
Band 1 - £0-£1,499 (£1,000 Awarded)30%36%£360£640
Band 2 - £1,500-£9,999 (£1,600 Awarded)28%33.6%£537.60£1,062.40
Band 3 - £10,000-£24,999 (£10,000 Awarded)25%30%£3,000£7,000
Band 4 - £25,000-£49,999 (£25,000 Awarded)20%24%£6,000£19,000
Band 5 - £50,000 or above (£50,000 Awarded)15%18%£9,000£41,000
Making a claim does not impact your credit score. We only review your agreement and contact your lender.
Start by filling out our online form. We'll guide you through every step.

Have a question? We're ready to assist.

Contact our team and we'll be happy to help answer any queries you may have.

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Address

St Georges House, Peter Street, Manchester, M2 3NQ

*If your claim is successful you will pay a fee between 18-36% incl VAT. If you cancel outside your 14-day cooling off period, you may be charged a fee of £50 (incl VAT) per hour for any work undertaken on your claim(s).

About Red Star Financial Management

We help customers claim back compensation for mis-sold PCP car finance agreements. Our expert team is dedicated to getting you the compensation you deserve.

© 2025 Red Star Financial Management. All rights reserved.

Red Star Financial Management Ltd is a trading style of Red Star Financial Management are authorised and regulated by the Financial Conduct Authority FRN 831588. Red Star Financial Management is registered in England and Wales, registration number 07044178. Red Star Financial Management is a claims management firm. The registered address is: St Georges House, Peter Street, Manchester, M2 3NQ. Information Commissioner Office number is Z1980738

Please see links to the FCA announcement and Supreme Court decision:

*We operate on a no win no fee basis (subject to exclusions), for full details please follow this link: https://redstarfm.com/terms/

*Figures and amounts mentioned are based on the £700 figure the FCA has stated to be the amount that each claim could be worth.